If you’ve ever typed “dental implant insurance” into Google… you’re not alone.
You’re probably here because something deeper is going on — your teeth are failing. Maybe they’ve already failed. Eating is painful. Smiling is embarrassing. And even though you know implants are the only permanent solution, there’s just one problem:
You’re afraid you can’t afford it. So naturally, you hope insurance might help.
But here’s the truth: There is no such thing as true “dental implant insurance.”
It’s frustrating, but it doesn’t mean you’re out of options. In fact, full mouth dental implants may be more affordable than you think.
Let’s walk through what’s really going on — and how thousands of people have found a way to finally get permanent teeth (without insurance).
“I Thought Insurance Would Help Me Fix My Smile…”
Many people think this, especially because dental implants are something you see the dentist for, and you typically use insurance at those appointments.
You’re not crazy for thinking insurance would help. The problem is, neither dental insurance or health insurance typically cover any portion of full mouth dental implants.
Even if your plan does say it covers dental implants, it may be giving you false hope. Here’s what it actually means by that.
The Reality: What Most Insurance Plans Actually Cover (Hint: Not Much)
“Dental implant coverage” is uncommon. And if it is included in your dental plan, it typically is referring to a single dental implant and most likely will only cover a small portion of the costs.
This is because insurance companies don’t view full mouth dental implants as “medically necessary”. Rather, they are considered a cosmetic procedure.
If you’ve lived with failing or missing teeth, chances are a new smile is much more than just a cosmetic change for you. New teeth will change your life. They restore function, your ability to eat what you want, and improve oral health.
Dental implants also have far reaching emotional impacts. Many patients talk about the confidence they feel with a healthy smile. We hear stories of patients who no longer cover their mouth when they laugh, now welcome photos, and no longer feel ashamed of their teeth.
Unfortunately, this doesn’t change how insurance views full mouth dental implants so it is near impossible to find a plan that offers coverage for the procedure.
Why “Implants Are Covered” Usually Isn’t What You Think
So what about the plans that cover a portion of dental implants? Although they can technically say they “cover implants’, they definitely aren’t telling the whole story.
Maybe insurance covers the crown on a single implant. Maybe it pays for one extraction. But the actual full-arch procedure — surgery, anesthesia, the implant posts, the final permanent teeth — is likely not included.
The worst part is that many patients don’t find this out until after their consultation. After being strung along for months. After mentally committing to the procedure… and then hitting a financial brick wall.
P.S You probably don’t want to work with a provider who isn’t upfront about pricing and costs. That’s why we’ve put together the free dental implant cost guide you can get here.
How the Insurance Game Keeps People Stuck with Failing Teeth
If you’ve ever had a dental procedure done beyond a standard cleaning, you know how expensive it can be. Root canals, fillings, bridges, partials, even dentures. Even with partial insurance coverage, these costs can start to add up.
To make matters worse, these expensive solutions are often only temporary. When you have multiple failing or missing teeth, even dentures and partials are only a band-aid fix. This means you could end up spending more and more over the years trying to save failing teeth only to end up still needing a permanent solution.
Dental implants, on the other hand, are designed to be a permanent fix to replace missing teeth. And, they are a one and done solution. After you get full mouth dental implants, you’ll never need another root canal ever again.
So instead of paying for patchwork fixes over the course of years, you can restore your oral health, get your smile back in just 24 hours, and potentially save money in the long run with Nuvia dental implants.
There is Still Hope: Dental Implants May Be More Affordable Than You Think
The good news isn’t only that dental implants can give you your smile back (though it is life-changing!), but also that dental implants can still be affordable without insurance.
Around 92% of Nuvia patients use financing plans to pay for their new teeth. At Nuvia you get clear, all-in-one, upfront pricing. You’ll know exactly what your investment will be before you move forward. No surprise fees or hidden costs.
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